About us

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About Us


Welcome to No More Debt, your go-to resource for practical advice on personal finance, budgeting, and debt repayment. Our mission is to empower individuals to take control of their financial future and achieve financial freedom.

Our Mission

At No More Debt, we understand that managing money can be challenging, especially when dealing with debt. Our goal is to provide you with the tools, knowledge, and motivation you need to overcome financial obstacles and build a secure, debt-free future.

What We Offer

Expert Advice

Our team of financial experts and enthusiasts is dedicated to bringing you reliable, actionable advice on a wide range of topics, including:

  • Budgeting Tips: Learn how to create and stick to a budget that works for you.
  • Debt Repayment Strategies: Discover effective methods to pay off debt faster and save money on interest.
  • Saving and Investing: Get tips on how to save more and invest wisely for long-term financial growth.

Practical Guides

We provide step-by-step guides and practical tips that are easy to follow, ensuring you can implement them in your daily life. From building an emergency fund to identifying investment opportunities, our guides are designed to help you make informed financial decisions.

Stay Connected

Stay up to date with the latest posts, tips, and financial news.

Contact Us

Have questions or suggestions? We'd love to hear from you! Reach out to us at ukandu@hotmail.it.

Thank you for visiting No More Debt. We’re excited to be a part of your journey to financial freedom!

Books

Feel free to check out our books on Amazon:

Money Smarts for Kids: A Guide to Personal Finance

Personal Finance Made Simple: A Beginner's Guide to Financial Freedom


Personal Finance Strategy App

Personal Finance Strategy

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Popular articles

How Personal Finance Made Simple Can Transform Your Future

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  In today’s fast-paced world, managing your finances effectively is more important than ever. However, for many people, understanding personal finance can feel overwhelming. That’s where Stefano Ukandu’s new book, "Personal Finance Made Simple for Beginners" , comes in, providing clear, actionable steps for anyone looking to take control of their financial future. Why You Need a Personal Finance Guide Many people struggle with budgeting, saving, investing, and planning for the future. Whether you’re just starting out or looking to improve your financial literacy, the right guide can make all the difference. Feeling Overwhelmed by Financial Jargon? Stefano’s book breaks down complex concepts into simple, easy-to-understand terms. Struggling to Save Money? Learn practical tips on how to budget and save without feeling like you’re sacrificing your lifestyle. Unsure How to Start Investing? This book provides beginner-friendly advice on how to start investing, even if you’ve neve...
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Step-by-Step Guide to Implement Generational Wealth for Your Family

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Building generational wealth is not just a financial goal; it’s a legacy. It’s about creating systems and opportunities that ensure your family thrives financially for generations to come. This guide provides a detailed, step-by-step framework to implement the strategies outlined in the original article, " How to Create Generational Wealth for Your Family. " 1. Establish a Family Vision and Goals Every great legacy begins with a clear vision. Start by defining your family’s long-term financial and personal objectives. Action Steps: Host a Family Meeting : Discuss the importance of generational wealth. Align on shared values and goals. Write a Family Mission Statement : Example: “To build a financially secure and educated family that creates opportunities for future generations.” Set SMART Goals : Specific, Measurable, Achievable, Relevant, and Time-bound. Example: Save $50,000 for a family investment fund within 5 years. 2. Create a Financial Plan A financial plan acts as the...
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Owning Your Future: Why Paying Upfront Can Bring You Peace of Mind

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  By Stefano Introduction Growing up as a Millennial, I was taught a simple yet powerful principle: if it isn’t fully paid for, it isn’t truly yours . This mindset guided my financial decisions and helped me avoid unnecessary debt. Yet today, I’ve noticed a shift—particularly among Gen Z—to a culture of “buy now, pay later.” Whether it’s a subscription service, a phone financed over two years, or a car loan, many people find comfort in smaller monthly payments. While there’s nothing inherently wrong with financing, problems arise when these payment plans accumulate and lead to long-term debt. My goal here is to share why I believe that owning something outright can provide tremendous financial (and emotional) freedom, and why adopting even a little of that mindset might help Gen Z build healthier financial habits. 1. The Allure of ‘Buy Now, Pay Later’ It’s easy to understand why paying in installments is popular: Instant Gratification : You get the product right away without feeli...
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Trading Explained: A Beginner’s Guide to Profiting from the Markets

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Trading is one of the most talked-about ways to make money in financial markets, but it's also one of the most misunderstood. Whether you're interested in stocks, cryptocurrencies, or other assets, this guide will help you understand the fundamentals, compare different trading styles, and highlight the most effective strategies. What Is Trading? Trading is the act of buying and selling financial instruments like stocks, cryptocurrencies, forex (foreign exchange), or commodities to profit from short- to medium-term price movements. The goal is simple: Buy low and sell high —or in the case of short selling, sell high and buy back lower. Types of Assets You Can Trade 1. Stocks Stocks represent ownership in a company. Traders buy and sell shares in public companies like Apple or Tesla to profit from price fluctuations. Marketplaces : NYSE, NASDAQ Key Influences : Earnings reports, news, macroeconomics 2. Cryptocurrencies Digital assets like Bitcoin and Ethereum ...
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How to Overcome Bad Habits in Personal Finance

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Bad financial habits can be hard to break, but making positive changes is key to building a stable financial future. Whether it's overspending, neglecting to save, or ignoring debt, breaking these habits requires conscious effort and practical strategies. Here’s a comprehensive guide to identifying and overcoming common bad habits in personal finance, so you can achieve greater financial well-being. 1. Identify Your Bad Financial Habits Before you can break a habit, you need to know what it is and understand why you have it. Take some time to reflect on your financial behaviors and identify any that could be holding you back. Common examples include: Impulse spending: Buying items on a whim rather than sticking to a budget. Not tracking expenses: Spending without awareness can lead to financial strain. Living paycheck to paycheck: Having no savings or safety net in case of emergencies. Ignoring debt: Avoiding repayments or only paying the minimum can increase your debt burden o...
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